Paperwork Needed

To apply for a loan, you will have to provide us with documentation of your financial history. We first request a credit report from a credit agency and will verify the information provided in your loan application.    Be prepared to provide:

 

  • Social Security numbers for both you and any co-borrowers
  • Copies of checking and savings accounts statements for the past two months
  • Evidence of any other assets such as bonds, stocks, or money saved in retirement programs (i.e. 401k or IRA's)
  • Recent paycheck stubs
  • W-2 withholding forms, or income tax returns for the past two years to verify your income and proof of employment
  • The name and address of someone who can verify your employment
  • Residence history for the past two years
  • Sales contract for the purchase of a new home (or copy of your deed if this loan is a refinance)
  • Homeowner's association information with contact information if property is a condo or part of a homeowner's association

 

 

Today's Rates*

TermRateAPR
15 Yr Fxd3.5%3.625%
20 Yr Fixed4.125%4.329%
30 Yr Fxd4.375%4.51%
* All rates above are with ZERO points.

Add .125-.375 to each rate for 
no points and no closing costs option 
depending on loan size.   This is a range of rates and actual rate will depend on your
fico credit score, loan-to-value after appraisal is completed and other factors.


Ask Loan Officer for customized rate quotes

 

Need More information

Call Us: 1-800-220-0959 x 150 Sales
Email Us: info@newenglandregional.com

 

STATE LICENSING NMLS 2813
FL Mortgage Lender License MLD108
CT Mortgage Lender License 1924
MA Mortgage Broker License MC2813
MA Mortgage Lender License MC2813
ME Supervised Lender License SLM2683
Licensed by the New Hampshire Banking Department 5926-MB
Rhode Island Lender License 9400049LL
Vermont Lender License 5266
NMLS Lender License 2813

NMLS Branch Windham NH 126692
NMLS Branch Waterbury CT 1555384